International Society
of Nurses in Genetics

Dedicated to fostering the scientific and professional growth of nurses in human genetics and genomics worldwide.
Login

LOGIN

Health Insurance Portability and Accountability Act of 1996

The main provisions of HIPAA, effective July 1, 1997:

  • Prohibits denial of insurance because of pre-existing medical and genetic conditions
  • Requires insurance companies to offer policies to small businesses and employers
  • Guarantees insurance policy renewal, providing continuous premiums and coverage
  • Provides for continuity and portability of health insurance coverage for persons changing employment

However, even with HIPAA provisions, there are large gaps in coverage for many people:

  • Only persons currently enrolled in health plans as of July 1, 1997 are covered by HIPAA provisions
  • People receiving health care policies as a result of employment in large, multi-state, self-insured insurance companies are not protected by these provisions
  • Because there are no caps on premiums, a person can effectively be denied coverage because of inability to pay increased rates

Visit http://aspe.hhs.gov/admnsimp/final/PvcPre01.htm


Contact Us

Office: +1 412.344.1414
Fax: +1 412.344.0599

isonghq@msn.com

Address

461 Cochran Road, Box 246
Pittsburgh, PA  15228

Powered by Wild Apricot Membership Software